SPONSOR

Sponsoring an ECOSYSTEM

Welcome to HGVS™ Ecosystem Formation

HGVS™ is a program designed as a catalyst for funding local Community HealthCare, Wellness, Vitality and medical diagnostic and treatment innovation.

The FlexGIA™ Series Facility described below seeks to create a means of funding the referenced Initiatives in 3,300+ counties and parishes across America.

AD&C Principals are the primary sponsor of HGVS Ecosystem, referenced below as an illustration of an Ecosystem with regard to Sponsor(s)

HGVS Protocol represents a unique digital ecosystem designed to enhance healthcare, vitality and wellness, while reducing cost inefficiencies. A key element is its contribution to openEHR ("electronic health records") and other forms of private HUMAN centric wellness data and content, in a private, quantum encrypted, portable and configurable approach.

Using advanced ai computing technologies, HGVS™ seeks to create benefit for parties streaming health related content, patient and provider reference data, producing advanced global wellness, vitality and healthcare derived data and content.

FlexRewards, HGVS digital monetary units and other benefits may be used to pay for wellness, vitality and healthcare services, for deductibles and co-pays, and rewards, similar to hospitality and travel.

Establishing the HGVS ECOSYSTEM

Principals of AD&C are establishing the Sponsor Group to form HGVS.

Initially, the HGVS PROTOCOL is creaated and an HGVS ISO is formed to administer HGVS Ecosystem.

Next, various Components are "sponsored" to form the core operational and technologies elements of the ECOSYSTEM.

These elements involve a series of technology licenses, digital equipment and legal entity formations.

International Framework
An ECOSYSTEM's core international framework may be comprised of proprietary technologies and Protocols developed by Sponsor(s), infrastructure Components, proprietary technology use agreements, configurable infrastructure legal entities' portfolios, and other infrastructure elements.

In addition to core international DIU, DAO, DAOn and DUO frameworks, country and/or region specific infrastructure may be included.

The initial framework is generally budgeted at USD $[. ] million. The nature and future activities of an ECOSYSTEM, as well as its implementation strategy and roll-up, may increase or decrease projected infrastructure requirements.

Once in operation, ECOSYSTEM infrastructure may be funded from initial capitalisation, as well as ongoing revenue and cashflows.

Sponsor Participants - Initial formation costs may be funded through FLEXNote™, collateralised by underlying infrastructure, interests in digital assets, allocation of controllable electronic records and other forms of collateral security.

Sponsor Participants may participate in FLEXNote funding initial infrastructure funding. These FLEXNote participations may be subsequently funded from FlexGIA™ proceeds.

INFRASTRUCTURE

HGVS INTELLIGENCE
HGVS ISO
HGVS XIRD
HGVS DeRisk IAC Cube™
HGVS IDF
HGVS IDX
O|Zone™ HGVS US Initiative
O|Zone™ Bank Initiative
O|Zone™ DPF Instances
HGVS Currency Reserve - ISO
HGVS Digital Assets - DUO
ADC Society
HGVS Society - ISO
HGVS Society - Initiatives

The above Components and Infrastructure elements represent core elements of HGVS ECOSYSTEM architecture.

Digital Transformation Initiative
The Initiative is designed to combine benefits available to high income professionals including doctors and local community participants, using Qualified Opportunity Zones, Qualified Opportunity Funds and other tax incentives, as well as various forms of municipal finance to expand availability of advanced ai technologies and emerging medical equipment and specialty facilities.

Under the Initiative, medical professionals may increase their income by converting their knowledge into HGVS INTELLIGENCE and other data|content centric emerging ai research initiatives.

High Income Participants may benefit from the O|Zone™ Infrastructure Business and Services Initiatives, through tax-free capital gains, bonus depreciation, reduction in tax rates and other incentives for their participation in HGVS INTELLIGENCE and the infrastructure which supports it.

These Initiatives may be financed in part through IDF Debt Warehouse, including equipment, software and advanced forms of medical content.

HGVS ECOSYSTEM FUNDING

Sponsor Group participants may benefit from various ECOSYSTEM activities.

Initial infrastructure advances may be recovered from funding provided as a part of issuance of USD$1 billion initial facility issued by HGVS Assurance, Ltd.

HGVS ECOSYSTEM Sponsors benefit from a participation in up to 50% of residual interests applicable to FlexGIA™ Series associated with HGVS activities.

Sponsor participants may also benefit from intellectual property revenue, intangible assets including digital assets and other benefits.

FlexGIA™ Funding
ECOSYSTEM operations are expected to repay advances funded through FlexGIA™ as a part of digital transformation of healthcare related funding opportunities into government backed financing infrastructure.

Under the HGVS ECOSYSTEM, the Program is expected to be initially funded by HGVS Assurance, Ltd., an IAC™ Insurer operating as an IAC Cube™ within the HGVS ECOSYSTEM.

It is expected HGVS Assurance will provide the following initial funding:
• USD$[. ] million - HGVS Phase 1 of HGVS HealthPort™, to facilitate equipment loan acquisition and capitalization of bondholder insurance for initial state HealthPort™ prototype.
• USD$[. ] million - HGVS Phase 1 of HGVS INTELLIGENCE, an artificial intelligence framework utilising the latest in Nvidia and Tesla DOJO ai technologies, a part of the DX - Digital Transformation Initiative.
• USD$[. ] million - HGVS Initial IDF Debt Warehouse Allocation to revolving debt facility to support acquisition of Hospital Patient Invoices comprising a portion of the USD$18+ billion of this year's annual denied Medicare claims.
• USD$[ ] million - PAR+™ Pandemic Liability Reinsurance Cover for initial indemnity program launch.
• USD$[ ] million - HGVS Initial allocation to fund acquisition of initial infrastructure FlexNote.

High Income Participants may benefit from the O|Zone™ Infrastructure Business and Services Initiatives, through tax-free capital gains, bonus depreciation, investment tax credits, reduction in tax rates and other incentives for their participation in HGVS INTELLIGENCE.

A Program designed to support DX-Digital Transformation in HealthCare, Wellness, Diagnostics and Medical Treatment.

The initial FlexGIA™ Series is to commence with a minimum of USD$1 billion, which may be expanded basis on purchaser participation.

The initial sizing is designed to fund initial infrastructure, a wide range of wellness activities, as well as advances in medical information applying machine learning and artificial general intelligence, collectively "AI".

Interest credit spreads above annually reset 1 Year Treasury Index benefit from IAC Insurer's risk mitigation and investment activities associated with portfolios of Subordinated Debt Debentures and risk mitigation of small US Community Depository Institutions

FlexGIA™ is a form of floating rate medium term insurance company debt obligattion designed to facilitate unique funding and risk mitigation applications, with each payment of interest and repayment of principal fully supported by eligible government obligations.

Explore FlexGIA™

FlexGIA™ - Uniquely designed for ....

Life Insurers

Domestic | International

Property Casualty Insurers

US State Domestic Assets

Sovereign Wealth Funds

International

Portfolio Funds

Public | Private

Depository Institutions

US Community Bank Sector

International Banks

Diversified US Bank Risk

Benefits derived from HGVS Ecosystem are expected to be transformed into HGVS, a form of Controllable Electronic Records, a digital asset.

Asset Transformation to FlexGIA™

FlexGIA™ enable transformation of a variety of assets into holding high quality floating rate debt obligations the interest on and repayment of Principal of which are fully backed by US Treasury | Agency obligations, with no timing or currency risk. This unique debt instrument mitigates market value risk, credit risk, operations risk, systemic risk and re-hypothecation risk exposures.

FlexGIA™ Series

PAR+™ Series Portfolios are to be issued under four Series types.

FlexGIA™Series of differing strategies may give rise to variances in interest crediting rates. A portfolio of FlexGIA™ may provide diversification amoung annual interest income streams potentially resulting in consistently higher annual returns over time, although no assurance can be given. Portfolio effect may also apply to average life. FlexGIA™ Series related to US Healthcare activities, for example, may be included as a new asset subclass in USD government obligations to add national, regional, type, size and other diversification elements related to healthcare ai, medical debt and insurance risk exposures, with interest and principal fully supported by US Treasury and Agency obligations.

Institutional Series

This type of Series is designed for insurance companies, sovereign wealth funds, other portfolio funds, large depository institutions, public and private retirement funds, and institutional investors.
This type of Series is designed to provide diversified portfolios of US Treasury | Agency backed floating rate medium term debt obligations which benefit from diversified US Community Bank regulatory debt, for example.

AP Series

US Banks and insurance companies which own FlexGIA™ Series may benefit from converting FlexGIA™ into interests in accredited ETF (exchange traded funds) which focus on those strategies.
Whether directly as an Authorized Participant (“AP”) in an accredited ETF, or through a Qualifying ETF AP, FlexGIA™ may be configured to enhance value and liquidity in supporting bond type ETFs.
For example, a US Depository Institution owning an interest in a FlexGIA™ Series with a focus on HGVS, for example, may wish to convert into ETF interests in a bond ETF for liquidity and an uplift in value. A FlexGIA™ Series which includes future accretion at a lifetime floor and an annual floor which exceeds the “risk free” rate, i.e. 1 Year US Treasury Index, may benefit from an increase in value over par, as such may lead to higher conversion value, although no assurance can be given. A US Depository Institution may wish to hold ETF interests on its books, sell into public markets, and/or develop a program for facilitating their depositors’ purchase of ETFs.

Participant Series

Participant Series may be acquired by US Depository Institutions which participate through funding of US Hospital receivables for their clients or medical equipment FlexNote™s.
Acquisition of multiple FlexGIA™ Series provide diversification beyond directly owning and/or financing receiable instruments or loan participations of their clients.
Multiple Portfolio Series may provide diversification of receivables and loan credit risk and an increase in service fee income related to medical clients.

Special Situations Series

This Series includes FlexGIA™ issued as a part of a Series with a focus on providing PAR+™ Special Situations insurance and risk coverages for medical professionals as a part of the Program, for example, and for other purposes.

FlexETF™ is designed to facilitate inclusion of FlexGIA™ into Exchange Tradeable Funds ("ETF") in an optimised fashion providing ETF holders diversification and market access, while providing ETF asset issuers with benefits of liquidity and diversification, designed to lower cost of financing for these issuers.

Sponsor participants may benefit from conversion of FLEXNote and FlexGIA™ to FlexETF™, as a part of HGVS ECOSYSTEM activities, for example.

FlexRewards™ was designed to facilitate transactional interaction between participants in various types of Ecosystems facilitated by Principals of Alasdair Douglas & Co.

Sponsor participants may benefit from FlexRewards components of HGVS ECOSYSTEM.